liveoakbank.comLive Oak Bank | Digital Banking & Business Solutions Built For You

Live Oak Bank | Digital Banking & Business Solutions Built For You Business Loans SBA USDA Commercial Banking Checking Savings CDs Personal Banking Savings CDs Get Started Sign In Banking Built Around You You’re more than an account number to us. Get Started Sign In Business Solutions We offer business owners personal guidance through the lending process and easy-to-use banking products. Customized Loans Checking with Treasury Services High-Yield Savings High-Yield Certificates of Deposit (CDs) Learn More Sign In Personal Banking We get that individuals like you need great rates, FDIC insurance 1 and no fees. High-Yield Savings Accounts High-Yield CDs Learn More Sign In Excellent Rating on ★ Trustpilot Our Approach Sets Us Apart A fully digital bank, we don’t have branches and don’t work on commission. This means our focus is entirely on you.Experience a different way of business lending Our bankers connect directly with you to determine the right loan strategy for your business and offer a variety of lending options including: SBA, USDA, conventional and custom business loans tailored to your needs. SBA Preferred Lender #1 SBA 7(a) Lender by dollar amount for FY 2023 2 Contact Loan Specialist Learn More Our experience with Live Oak Bank was extremely smooth, while maintaining a sense of detail and thoroughness. Thank you for your guidance, support, and patience throughout this acquisition.” Nikhil Dhawan and Reema Dutt Owners, Sweat Yoga Playa Vista, CA Live Oak enabled us to acquire our flagship aerial firefighting assets to protect lives, property and habitat. The bank’s innovation and dedication provided the means to secure ownership of our first two aircraft through two instrumental loans.” Tim Sheehy Owner, Bridger Aerospace Belgrade, MT Save Smarter With us Earn more than the national average APY. 3 We’re committed to offering high-yield interest rates and reliable digital service so that your savings can grow strong. Business Banking Personal Banking Select product: Business Savings Calculator 4.00 % APY 4 $1K $1M Account balance of: Bank APY 1-Year Est. Earnings Live Oak Bank 4.00% $0.00 National Average 0.47% $0.00 Open Account Learn More Business CDs Compare Our Rates Term APY 5 Open 3-month CD 3.00% Open Account Open 6-month CD 4.80% Open Account Open 9-month CD 4.90% Open Account Open 1-Year CD 5.00% Open Account Open 18-Month CD 4.75% Open Account Open 2-Year CD 2.00% Open Account Open 3-Year CD 2.00% Open Account Open 4-Year CD 2.00% Open Account Open 5-Year CD 2.00% Open Account Learn More Select Product: Personal Savings Calculator 4.40 % APY 4 $1K $1M Account balance of: Bank APY 1-Year Est. Earnings Live Oak Bank 4.40% $0.00 National Average 0.47% $0.00 Open Account Learn More Personal CDs Compare Our Rates Term APY 5 Open 3-month CD 3.00% Open Account Open 6-month CD 4.80% Open Account Open 9-month CD 4.90% Open Account Open 1-Year CD 5.00% Open Account Open 18-Month CD 4.75% Open Account Open 2-Year CD 2.00% Open Account Open 3-Year CD 2.00% Open Account Open 4-Year CD 2.00% Open Account Open 5-Year CD 2.00% Open Account Learn More Let’s Connect Our North Carolina-based Customer Success Managers are available Monday through Friday 8:00 a.m. – 8:00 p.m. ET. Contact us . Stay up-to-date on all things Live Oak Bank — be the first to get notified about promotions and new products. CompanyBoard of Directors Careers Channel Contact Us Our Leadership Team Live Oak Ventures Media Resources Accessibility Statement Disclosures Live Oak Bank Impacts Investors Online Privacy Notice Privacy and Security Research Resource Center Support © 2024 Live Oak Banking Company. All rights reserved. Member FDIC. Equal Housing Lender. YouTube Twitter/X Facebook LinkedIn Live Oak Bank is a member of the Federal Deposit Insurance Corporation (FDIC). As a Live Oak Bank customer, your Live Oak Bank deposits are insured by the FDIC up to $250,000 per depositor, for each account ownership category. The data supplied by the SBA reflects 7(a) highest dollar volume during FY 2023. National savings average rate courtesy of the FDIC’s Weekly National Rates and Rate Caps , as of ; average rate used is for deposits under $2,500. Live Oak Bank Savings Annual Percentage Yield (APY) is valid as of . No minimum opening balance or deposit required to open. Rates may change at any time without prior notice, before or after the account is opened. No minimum balance to open, but customers must have a balance of $0.01 to earn interest. Fees may reduce earnings. Live Oak Bank Certificate of Deposit Annual Percentage Yield (APY) is valid as of and subject to change at any time without prior notice. The minimum deposit required to open an account is $2,500 and the maximum amount is $250,000 per account. Penalties may apply to early withdrawals. Fees may reduce earnings. Connect with us × Sign in × Personal Banking & Small Business Tidal Business Checking Business Savings & CDs Personal Savings & CDs Sign In Open a New Account Commercial Banking Business Essential Checking Business Plus Checking Business Plus Analysis Checking Business Plus Savings & CDs Sign In Contact Us Business Loans Manage Payments Get Statements Continue an Application Sign In Contact a Loan Specialist You are about to leave the Live Oak Bank website. × Disclaimer: This link will take you to a website outside of the Live Oak Bank site. The new site may offer a different privacy policy and level of security. 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